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BLIK

Let customers pay with BLIK. No configuration required.

Countries
PL
Currencies
PLN
Platforms
All
One-time items
Supported
Subscriptions
Not supported
Capture
Deferred
Chargebacks
Supported
Refunds
Supported
Installments
Not supported
Customers can save
Not supported
Express
Not supported

BLIK is a mobile payment system that has transformed the Polish market. Created by the largest banks in Poland flagPoland, it's integrated directly into customers' mobile banking apps, making it an incredibly popular and trusted way to pay.

Customers authorize payments by generating a unique 6-digit code in their banking app and entering it at checkout. They then confirm the transaction in their app, providing a fast and highly secure payment flow without needing to share card details.

You don't need a BLIK account or an entity in Poland to add BLIK as a payment option with Paddle.

PL
primary market

BLIK is the most popular payment method for customers in Poland.

~17m
active users

BLIK has over 17 million active users and growing, as of Q2 2024.

~70%
e-commerce share

BLIK is the main player in online retail in Poland, processing over a billion transactions.

How it works

Customer chooses BLIK

Turn on BLIK in a couple of clicks in your Paddle dashboard. Paddle automatically presents BLIK as a payment method for customers paying in a supported country and currency.

Customer starts confirmation

If the customer is checking out on a desktop, they're prompted to scan a QR code with their phone. If they're on mobile, they're prompted to open their banking app.

They can also copy the BLIK key and paste it into their banking app manually.

Customer confirms purchase

Customer confirms purchase on their phone using their banking app. The exact process varies depending on the banking app the customer uses, but typically they'll authenticate using on-device biometrics.

Payment authorized

Payment is authorized, and Paddle Checkout shows a screen that confirms the checkout is completed, but the payment is pending capture.

Payment completed

After authorization, payment is captured. This typically happens immediately after authorization, but can take up to ten minutes.

The transaction is marked as completed in Paddle, and the customer receives a copy of their invoice by email.

Accept BLIK

  1. Go to Paddle > Checkout > Checkout settings.
  2. On the General tab, check BLIK.
  3. Click Save to apply.

Test BLIK

You can test BLIK using your Paddle sandbox account.

  1. Turn on BLIK for your Paddle account.
  2. Open a checkout for a one-time item that's priced in PLN (Polish złoty).
  3. Pick Poland as the country on the first screen of checkout, then enter an email.
  4. Select BLIK as the payment method and follow the prompts to complete purchase.

Use the following test codes:

DescriptionCode
Positive authorization with token registration 200201
Negative authorization 500500
Positive authorization without token registration 777xxx
Authorization code expired 700701
Authorization code canceled 700702
Authorization code already used 700703

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