As a merchant of record, payment methods like Apple Pay and Google Pay are already integrated with Paddle Checkout, ready to enable in a couple of clicks.
Plus, we handle payments at scale across thousands of businesses, meaning you benefit from conversion rates you couldn't negotiate alone.
Offering digital wallets like PayPal and local payment methods can increase sales.
Turn on new payment methods in seconds. No custom code, one centralized platform.
We route every payment to the best acquirer for that sale to get the best possible success rate.
How payment methods work
You can turn payment methods on or off in Paddle > Checkout > Checkout settings, and they're available to use at checkout automatically.
Paddle determines which payment methods to show to customers based on the transaction currency, location of the customer, and device used to purchase. For example:
- iDEAL is only presented to customers in the Netherlands for transactions in euro.
- Apple Pay is only presented when customers are using a compatible Apple device or browser.
- PayPal is only presented when making a purchase in a currency that PayPal supports.
Bank transfers are always turned on for invoices, though you can also include a Paddle Checkout link on invoices to let customers pay using another payment method.
Customers can check a box to save their payment method when making a purchase using Paddle Checkout.
When they come to purchase from you in the future, you can securely present them with their saved payment methods to speed up the checkout process.
Some payment method issuers may offer credit installments on eligible one-time purchases, letting customers pay for items over a period of time. This is sometimes called "buy now, pay later" or "pay in 3." For example, PayPal lets customers pay over three or four months.
Credit agreements for installment payment plans are between the customer making a purchase and the payment method issuer. They're not provided by Paddle, and Paddle doesn't determine which customers or purchases are eligible for installments.
When customers pay using installments, Paddle receives the full amount up front from the payment method issuer, and you receive this as part of your payouts as normal. Because the credit agreement is between the customer and payment method issuer, you're not responsible if a customer fails to make payments as part of their installment plan.
Supported payment methods
Compare payment methods
| Feature | |||
|---|---|---|---|
| Countries | All | All except IN | All except IN |
| Currencies | All | All | All |
| Platforms | All | iPhone, iPad, Safari on Mac | Android, Chromebook, Google Chrome |
| Capture | Instant | Instant | Instant |
| Available for | Checkout, Invoice | Checkout, Invoice | Checkout, Invoice |
| One-time items | Yes | Yes | Yes |
| Subscriptions | Yes | Yes | Yes |
| Refunds | Yes | Yes | Yes |
| Chargebacks | Yes | Yes | Yes |
| Can be saved | Yes | No | No |
| Express checkout | No | Yes | No |
| Installments | Yes | Yes | Yes |