> For the complete documentation index, see [llms.txt](https://developer.paddle.com/llms.txt).

# MB WAY

Let customers pay with MB WAY. No configuration required.

---

## Key attributes

| Attribute | Value |
| --- | --- |
| Countries | PT |
| Currencies | EUR |
| Platforms | All |
| One-time items | Supported |
| Subscriptions | Not supported |
| Capture | Deferred |
| Chargebacks | Supported |
| Refunds | Supported |
| Installments | Not supported |
| Can be presented when saved? | Not supported |
| Express checkout | Not supported |

MB WAY is Portugal's leading digital wallet, deeply integrated into the national banking system. It lets customers link their bank cards to their mobile number, creating a simple and highly secure way to pay.

Customers make payments by entering their phone number at checkout and confirming the transaction with a PIN or biometrics in their mobile banking app. This strong authentication and connection to trusted banks has made it the preferred payment method for millions.

You don't need a Portuguese bank account or entity in Portugal to add MB WAY as a payment option with Paddle.

{% card-group cols=3 %}
{% card title="primary market" stat="PT" statColor="blue" %}
MB WAY is a key payment method for unlocking growth in Portugal.
{% /card %}

{% card title="active users" stat="4.5m+" statColor="green" %}
Supported by 28 local banks, MB WAY has over 4.5 million users.
{% /card %}

{% card title="e-commerce share" stat="45%" statColor="purple" %}
MB WAY is the market leader in Portugal, processing almost half of e-commerce transactions.
{% /card %}
{% /card-group %}

## How it works

{% journey %}
{% journey-step title="Customer chooses MB WAY" %}

Turn on MB WAY in a couple of clicks in your Paddle dashboard. Paddle automatically presents MB WAY as a payment method for customers paying in a supported country and currency.

{% /journey-step %}

{% journey-step title="Customer starts confirmation" %}

If the customer is checking out on a desktop, they're prompted to scan a QR code with their phone. If they're on mobile, they're prompted to open their banking app.

They can also copy the MB WAY key and paste it into their banking app manually.

{% /journey-step %}

{% journey-step title="Customer confirms purchase" %}

Customer confirms purchase on their phone using their banking app. The exact process varies depending on the banking app the customer uses, but typically they'll authenticate using on-device biometrics.

{% /journey-step %}

{% journey-step title="Payment authorized" %}

Payment is authorized, and Paddle Checkout shows a screen that confirms the checkout is completed, but the payment is pending capture.

{% /journey-step %}

{% journey-step title="Payment completed" %}

After authorization, payment is captured. This typically happens immediately after authorization, but can take up to ten minutes.

The transaction is marked as completed in Paddle, and the customer receives a copy of their invoice by email.

{% /journey-step %}
{% /journey %}
## Accept MB WAY

1. Go to **Paddle > Checkout > Checkout settings**.
2. On the General tab, check **MB WAY**.
3. Click **Save** to apply.

## Test MB WAY

You can test MB WAY using your Paddle [sandbox account](https://developer.paddle.com/build/tools/sandbox.md).

1. Turn on MB WAY for your Paddle account.
2. Open a checkout for a one-time item that's priced in `EUR` (Euro).
3. Pick Portugal as the country on the first screen of checkout, then enter an email.
4. Select MB WAY as the payment method and follow the prompts to complete purchase.

> Paddle Checkout only presents MB WAY as a payment method for one-time items priced in Euro, where the customer address is in Portugal.