> For the complete documentation index, see [llms.txt](https://developer.paddle.com/llms.txt).

# Korean local cards

Let customers pay with Korean local cards. No configuration required.

---

## Key attributes

| Attribute | Value |
| --- | --- |
| Countries | KR |
| Currencies | KRW |
| Platforms | All |
| One-time items | Supported |
| Subscriptions | Supported |
| Capture | Instant |
| Chargebacks | Supported |
| Refunds | Supported |
| Installments | Supported |
| Can be presented when saved? | Not supported |
| Express checkout | Not supported |

Cards are the most popular way to pay in South Korea, with many different card issuers and most cards running through nine local payment networks rather than Visa, Mastercard, or other international payment networks.

Rather than entering card details manually, customers typically pay by selecting their card brand and authenticating using their banking app.

You don't need to set up a bank account in South Korea to add Korean local cards as a payment option with Paddle.

{% card-group cols=3 %}
{% card title="primary market" stat="KR" statColor="blue" %}
Local cards are a popular payment method for customers in South Korea.
{% /card %}

{% card title="total payments/year" stat="$154bn" statColor="green" %}
The transaction value for local debit cards totals ₩212tn a year, as of 2021.
{% /card %}

{% card title="cards per adult" stat="6.3" statColor="purple" %}
South Korea has one of the highest card penetration rates in the world.
{% /card %}
{% /card-group %}

{% collapsible title="Supported cards" %}

- BC Card
- Citi Card
- Hana Card
- Hyundai Card
- Jeju Card
- Jeonbuk Card
- Kakao Bank Card
- Kbank Card
- KDB Bank Card
- Kookmin Card
- Kwangju Card
- Lotte Card
- mg Card
- Naver Pay Card
- NH Card
- Post Card
- Samsung Card
- Savings bank
- Shinhan Card
- Shinhyup Card
- Suhyup Card
- Woori Card
{% /collapsible %}

## How it works

{% journey %}
{% journey-step title="Customer chooses Korean local cards" %}

Turn on Korean local cards in a couple of clicks in your Paddle dashboard. Paddle automatically presents the option to pay using Korean local cards for customers paying in a supported country and currency.

{% /journey-step %}

{% journey-step title="Customer chooses their local card" %}

Paddle presents a list of local cards for the customer to choose from. This is typical for card payments in South Korea, and understood by customers in the region.

{% /journey-step %}

{% journey-step title="Customer starts confirmation" %}

Payment method issuers have different ways of confirming a payment — for example, by scanning a QR code, entering a one-time passcode, or tapping on a push notification.

As part of confirmation, customers are typically prompted to open their banking app to review the transaction.

{% /journey-step %}

{% journey-step title="Customer confirms purchase" %}

Customer confirms purchase on their phone using their banking app. The exact process varies depending on the banking app the customer uses, but typically they'll enter their card PIN or authenticate using on-device biometrics.

{% /journey-step %}

{% journey-step title="Payment complete" %}

If successful, Paddle Checkout shows a success screen or enters your success workflow.

{% /journey-step %}
{% /journey %}
## Accept Korean local cards

1. Go to **Paddle > Checkout > Checkout settings**.
2. On the General tab, check **Korean local cards**.
3. Click **Save** to apply.

## Test Korean local cards

You can test Korean local cards using your Paddle [sandbox account](https://developer.paddle.com/build/tools/sandbox.md).

1. Turn on Korean local cards for your Paddle account.
2. Open a checkout for an item that's priced in `KRW` (South Korean Won).
3. Pick South Korea as the country on the first screen of checkout, then enter an email.
4. Select Korean local cards as the payment method.
5. Click **Pay** and follow the prompts to complete purchase.

> Paddle Checkout only presents Korean local cards as a payment method for items priced in South Korean Won, where the customer address is in South Korea.